No, you DO NOT need to put 20% down to finance a new home. There are a number of mortgage programs that allow you to put down much less and even $0, including: FHA loans: FHA loans require a down payment as little as 3.5%. However, there are FHA loan limits determined by location. Ask us about all of our available Hughston Homes that are under FHA loan limits! VA loans: VA loans DO NOT require a down payment for eligible borrowers. However, there are other eligibility requirements for VA loans, such as having served in the military. Ask us…
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When it comes to purchasing a new home, there are numerous factors to consider including cost, customization, time, and location. A home purchase will likely be one of your biggest investments, and it’s important to understand the differences and advantages of every option available to you. Among homebuyers today, one of the more popular options is the incredible convenience of a quick move-in home. What is a Quick Move-in Home? A quick move-in home has either partially or fully completed construction, and will typically be ready for you to occupy quickly after purchase. With Hughston Homes’ quick move-in homes, you…
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Since Hughston Homes began building new construction homes in 1972, we have built thousands of brand new homes for families throughout Georgia and Alabama. Over these long years, we have listened to our clients and have tailored our work to their tastes. Whether you are a single person looking to take the next step in your life or you are a family of 5 wanting to get out of your two bedroom, first-purchase home for some breathing room for the whole family, Hughston Homes has a home plan for you. Here is a list of Hughston Homes’ top new construction…
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When you’re in the market for a brand new home but don’t have the time to invest in the entire building process, a Quick Move In home is just what you need! There are many benefits a quick move in home offers home buyers. If you’re looking for a new home, consider how a quick move in home may be right for you! The Name Says it All One of the best benefits of buying a new quick move in home is the relatively short amount of time between closing and being able to move into your new home! Since…
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When you’re in the market for new counter tops, you have a lot of options before you. Today we’ll take an in depth look at synthetic, man made, counter tops. We’ll discuss the qualities, design, and cost of engineered stone to make selecting your counter top material a bit easier. Synthetic counter tops, also called Solid Surface, are a mix of about ⅓ resin and ⅔ natural materials. It was designed as a step up from laminate counters that chip and are layered. Solid Surface counters are homogeneous, the same all the way through. The homogeneous counter tops are nonporous…
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When you are in the market for a new home, one of the first decisions you face is whether to buy or build your new house. Both options have their share of pros and cons, so how do you decide which option is best for you? Here are four factors we found matter most to clients when determining either to buy an existing property or build the perfect home: cost, design, location, and time. Buying an existing home saves a lot of time and is typically less expensive than building a new home, has its own historic character and charm,…
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