Less debt. More home.

You served. Your VA benefit works harder than you think. On eligible VA loans, Hughston Homes can pay off up to $15,000 of your debt at closing — car payments, credit cards, personal loans — on your behalf. New home. Fewer bills. Better monthly cash flow.

Try the Debt Buster demo

$0 down with your VA benefit
Up to $15,000 of your debt paid at closing
VA only — no other loan program allows this

Choose your Hughston home

Browse every move-in ready Hughston home, or narrow to the base nearest you. Your NorthStar advisor will run your actual home and terms.

Only completed, move-in ready homes are shown. Prices and availability current as of publication and subject to change. Scroll for more homes, or filter by the base nearest you.

See your projected VA monthly payment

Zero down. No monthly mortgage insurance, ever. This is the complete estimated payment: principal, interest, property taxes, and homeowner's insurance.

Projected total monthly payment

—

$0 down payment · no monthly mortgage insurance

Sample rate Illustrative. Your rate is set at lock.

Bust your debts

Check the debts you would pay off. The amount available depends on the home you picked, because VA caps seller concessions at 4% of the price. Hughston Homes pays them at closing, on your behalf, which only a VA loan allows. Edit the numbers to match your real life. Debts are paid in full so the monthly payment goes away.

Hughston Homes Debt Buster fund

Used $0 Remaining $15,000

Monthly payments eliminated $0/mo

Your new bottom line

The keys to a brand-new Hughston home, and a monthly budget that breathes easier than it did when you were renting.

Mission accomplished

A new home and a stronger monthly cash-flow position. Less monthly debt can also mean qualifying for more home. Ask your advisor to run your buying power both ways.

Debt paid off at closing

By Hughston Homes, on your behalf

Monthly payments eliminated

$0/mo

Gone from your budget, every month

Feels-like housing cost

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Payment minus the debt payments you no longer make

Before — renting

Rent$1,850

Debt payments$0

Monthly outflow$0

After — owning your Hughston home

Total house payment$0

Paid-off debt payments$0

Remaining debt payments$0

Monthly outflow$0

Your current rent Edit to compare against your real budget.

One last step

See your new bottom line

Tell us where to send it and your results unlock right here. A NorthStar advisor will follow up to run your actual numbers.

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Ready to run your real numbers?

Your NorthStar advisor will confirm your VA eligibility, target the right debts, and structure the Hughston Debt Buster into your purchase — before you shrink your home search.

Talk to an advisor

Available on select Hughston Homes with eligible VA financing. Builder-paid debt is subject to lender approval, underwriting requirements, available builder incentive, appraisal, contract terms and VA seller-concession limits. Builder-paid debt counts toward the 4% VA seller-concession cap, alongside any other seller-paid closing costs or rate buydown. Paying debt does not guarantee loan approval, a particular purchase price, or deletion from a credit report. Program terms and availability may change.

All figures are illustrative and are not a commitment to lend, a loan estimate, or an offer of credit. VA examples assume 0% down and a 2.15% first-use VA funding fee financed into the loan. That fee varies by usage and down payment and is waived for eligible veterans receiving VA disability compensation. VA loans carry no monthly mortgage insurance. Property taxes are estimated using the tax rate on record for the home’s community and are not a millage quote for any specific parcel. Homeowner’s insurance is estimated at $1,500 per year. Actual amounts vary by property, exemptions, and assessment. Rates shown are samples; your rate is determined at lock. Borrowers must qualify and VA eligibility is required.